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Build Story Jun 3, 2026 · 8 min read
SarvTrack — Personal Finance Tracker by Shiva Bajpai

SarvTrack: I Had No Idea Where My Money Was Going. So I Built Something That Tells Me.

I earn from multiple places. Agency work. Freelance projects. Product revenue. Different streams, different timings, different amounts. Money comes in, money goes out, and somewhere in between there's a version of you that's supposed to know what's happening.

I didn't. Not really.

I'd check my account balance and think — wait, where did that go? I was doing well by any reasonable measure, but I had no actual picture of the full thing. No breakdown. No patterns. No sense of whether I was moving in the right direction or just moving.

I tried the apps everyone recommends. They were either too complicated, too generic, or they didn't fit how I actually earn and spend. None of them were built for someone who thinks in terms of revenue streams and expense categories, not just "food" and "rent."

So I did what I always do when a tool doesn't exist. I built it. Seven days. SarvTrack.

The Problem, Honestly.

Most people who build for themselves have messy money. Not in a bad way. In a real way. You've got client payments landing on random dates. You've got subscriptions auto-renewing. You've got investments sitting somewhere. You've got expenses you remember and expenses you definitely don't.

The question isn't whether the money is there. The question is: is it going in the right direction?

You don't need a finance degree. You need a clear picture. One that you can actually trust because you built it yourself, transaction by transaction.

That's SarvTrack. Not a bank integration. Not a subscription you forget to cancel. Just your data, your categories, your story — presented clearly so you can make better decisions.

How It Actually Works.

The core is dead simple. You add a transaction. You choose whether it's revenue or an expense. You pick a category. You add the date. You write a short note if you want context later. That's it.

From that one action, SarvTrack builds your entire financial picture automatically.

Analytics.

The moment your transactions are in, the dashboard shows you everything that matters: total revenue, total expenses, net balance. Not just the numbers — a calendar view with dots that shows you exactly which days you earned and which days you spent, at a glance. You can filter by month, year, or your entire lifetime in the app. You can also filter by income source, so you always know which stream is carrying you and which one is underperforming.

Goals.

Set an income target. Keep adding transactions. Watch yourself move toward it. It's a simple feature and it does something powerful — it turns a number in your head into something you actually track. The progress bar hits different when it's your real data moving it.

Investments.

Your money doesn't just sit in a current account. You've got FDs, stocks, maybe mutual funds. SarvTrack lets you log all of it, broken down however you actually have it split. So when you look at your financial picture, it's the whole picture — not just what flowed through your UPI.

Export.

Need to send yourself a receipt summary? Build a report for a CA? Export everything. By expense only. By income only. By month, by year, lifetime — your call. It generates exactly what you need and you can download it immediately.

Sarv AI.

This is the one that makes it feel different from everything else. Sarv AI is a context-based assistant that has access to your actual financial data. Not generic finance advice. Your data, your numbers, your patterns.

Ask it: how did my income look last March? It tells you. Ask it to generate a receipt for a specific period. Done, download it directly. Ask it what your biggest expense category was this quarter. It knows. It's not pretending to understand your finances — it actually does, because the data is right there.

Your Money Is Yours. Literally.

SarvTrack comes with full authentication. Your account, your data, yours alone. Nobody else can see it. Nobody else can touch it.

There's also a privacy lock you can enable from settings — so if someone picks up your phone, they're not looking at your income. It's a small thing, but it matters. Financial data is personal. SarvTrack treats it that way.

Why I Built It for Myself First.

I use SarvTrack. My family uses SarvTrack. Some people I know use SarvTrack. It wasn't built for an audience. It was built because I needed it and no other app was doing what I needed.

That's the only brief I ever needed: if I have a problem, I'll build the tool. I won't outsource my problems to some third-party app with a freemium upsell and a privacy policy I haven't read. I'll go all in, build it in seven days, and start using it.

SarvTrack took seven days to build. I've used it every day since.


SarvTrack exists because I wanted to know the truth about my money. Not an approximation. Not a bank statement. The actual breakdown, the patterns, the direction. Built in a week. Used every day. That's the whole story.

Try SarvTrack — your money, your insights, your rules.

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